:root {
      --primary: #0a4b8d;
      --primary-light: #1c6dc1;
      --secondary: #f2d06f;
      --secondary-light: #ffde8d;
      --dark: #2d3748;
      --light: #f8fafc;
      --gray: #718096;
      --success: #38a169;
      --error: #e53e3e;
      --shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
      --radius: 8px;
    }
    
    * {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }
    
    body {
      font-family: 'Poppins', sans-serif;
      color: var(--dark);
      line-height: 1.6;
      background-color: var(--light);
    }
    
    h1, h2, h3, h4, h5, h6 {
      font-family: 'Montserrat', sans-serif;
      font-weight: 700;
      margin-bottom: 1rem;
      color: var(--primary);
    }
    
    p {
      margin-bottom: 1rem;
    }
    
    .wrap {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 1.5rem;
    }
    
    /* Header */
    .site-header {
      background-color: white;
      box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
      position: sticky;
      top: 0;
      z-index: 100;
    }
    
    .site-header .wrap {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 1rem 1.5rem;
    }
    
    .brand img {
      height: 50px;
    }
    
    .nav {
      display: flex;
      align-items: center;
      gap: 2rem;
    }
    
    .nav a {
      text-decoration: none;
      color: var(--dark);
      font-weight: 500;
      transition: color 0.3s;
    }
    
    .nav a:hover {
      color: var(--primary);
    }
    
    .nav a.cta {
      background-color: var(--primary);
      color: white;
      padding: 0.6rem 1.5rem;
      border-radius: 50px;
      transition: background-color 0.3s;
    }
    
    .nav a.cta:hover {
      background-color: var(--primary-light);
      color: white;
    }
    
    .mobile-menu-btn {
      display: none;
      background: none;
      border: none;
      font-size: 1.5rem;
      color: var(--primary);
      cursor: pointer;
    }
    
    /* Hero Section */
    .hero {
      background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
      color: white;
      padding: 4rem 0;
      position: relative;
      overflow: hidden;
    }
    
    .hero::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 320'%3E%3Cpath fill='%23ffffff' fill-opacity='0.1' d='M0,128L48,117.3C96,107,192,85,288,112C384,139,480,213,576,218.7C672,224,768,160,864,138.7C960,117,1056,139,1152,149.3C1248,160,1344,160,1392,160L1440,160L1440,0L1392,0C1344,0,1248,0,1152,0C1056,0,960,0,864,0C768,0,672,0,576,0C480,0,384,0,288,0C192,0,96,0,48,0L0,0Z'%3E%3C/path%3E%3C/svg%3E");
      background-size: cover;
      background-position: center;
    }
    
    .hero-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 3rem;
      align-items: center;
      position: relative;
    }
    
    .hero h1 {
      font-size: 2.5rem;
      color: white;
      margin-bottom: 1.5rem;
    }
    
    .hero .lead {
      font-size: 1.2rem;
      margin-bottom: 2rem;
      opacity: 0.9;
    }
    
    .card {
      background: white;
      border-radius: var(--radius);
      padding: 2.5rem;
      box-shadow: var(--shadow);
      color: var(--dark);
    }
    
    .form-panel h2 {
      color: var(--primary);
      margin-bottom: 1rem;
    }
    
    .row {
      margin-bottom: 1.5rem;
    }
    
    label {
      display: block;
      margin-bottom: 0.5rem;
      font-weight: 500;
      color: var(--dark);
    }
    
    input {
      width: 100%;
      padding: 0.8rem 1rem;
      border: 1px solid #ddd;
      border-radius: var(--radius);
      font-size: 1rem;
      transition: border-color 0.3s, box-shadow 0.3s;
    }
    
    input:focus {
      outline: none;
      border-color: var(--primary);
      box-shadow: 0 0 0 3px rgba(10, 75, 141, 0.2);
    }
    
    input.error {
      border-color: var(--error);
    }
    
    .error {
      color: var(--error);
      font-size: 0.85rem;
      margin-top: 0.5rem;
      display: block;
    }
    
    .actions {
      display: flex;
      gap: 1rem;
      margin-top: 2rem;
    }
    
    button {
      padding: 0.8rem 1.5rem;
      border: none;
      border-radius: var(--radius);
      font-weight: 600;
      cursor: pointer;
      transition: all 0.3s;
      font-family: 'Montserrat', sans-serif;
    }
    
    .btn-primary {
      background-color: var(--primary);
      color: white;
      flex: 2;
    }
    
    .btn-primary:hover {
      background-color: var(--primary-light);
    }
    
    .btn-ghost {
      background-color: transparent;
      color: var(--primary);
      border: 1px solid var(--primary);
      flex: 1;
    }
    
    .btn-ghost:hover {
      background-color: rgba(10, 75, 141, 0.1);
    }
    
    .form-status {
      margin-top: 1.5rem;
      padding: 1rem;
      border-radius: var(--radius);
      display: none;
    }
    
    .form-status.success {
      background-color: rgba(56, 161, 105, 0.1);
      color: var(--success);
      border: 1px solid var(--success);
      display: block;
    }
    
    .form-status.error {
      background-color: rgba(229, 62, 62, 0.1);
      color: var(--error);
      border: 1px solid var(--error);
      display: block;
    }
    
    .trust {
      margin-top: 1.5rem;
      padding-top: 1.5rem;
      border-top: 1px solid #eee;
      font-size: 0.9rem;
      color: var(--gray);
      text-align: center;
    }
    
    .image-panel {
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: center;
    }
    
    .image-panel img {
      max-width: 250px;
      margin-bottom: 2rem;
    }
    
    .hero-visual {
      width: 100%;
      max-width: 400px;
    }
    
    .benefits {
      display: flex;
      gap: 1.5rem;
      margin: 2rem 0;
    }
    
    .benefit-item {
      display: flex;
      align-items: center;
      gap: 0.5rem;
      font-size: 0.9rem;
    }
    
    .benefit-item i {
      color: var(--secondary);
      font-size: 1.2rem;
    }
    
    /* Features Section */
    .features {
      padding: 5rem 0;
      text-align: center;
    }
    
    .features h2 {
      font-size: 2.2rem;
      margin-bottom: 1rem;
    }
    
    .subtitle {
      font-size: 1.2rem;
      color: var(--gray);
      max-width: 700px;
      margin: 0 auto 3rem;
    }
    
    .features-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
      gap: 2rem;
    }
    
    .feature {
      padding: 2rem;
      border-radius: var(--radius);
      background: white;
      box-shadow: var(--shadow);
      transition: transform 0.3s;
    }
    
    .feature:hover {
      transform: translateY(-5px);
    }
    
    .feature i {
      font-size: 2.5rem;
      color: var(--primary);
      margin-bottom: 1rem;
    }
    
    .feature h3 {
      font-size: 1.2rem;
      margin-bottom: 1rem;
    }
    
    /* How It Works */
    .how {
      padding: 5rem 0;
      background-color: #f5f7fa;
    }
    
    .how h2 {
      text-align: center;
      font-size: 2.2rem;
      margin-bottom: 3rem;
    }
    
    .steps {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
      gap: 2rem;
    }
    
    .step {
      text-align: center;
      padding: 2rem;
      background: white;
      border-radius: var(--radius);
      box-shadow: var(--shadow);
      position: relative;
    }
    
    .step .num {
      width: 50px;
      height: 50px;
      background: var(--primary);
      color: white;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.5rem;
      font-weight: bold;
      margin: 0 auto 1.5rem;
    }
    
    /* Testimonials */
    .testimonials {
      padding: 5rem 0;
    }
    
    .testimonials h2 {
      text-align: center;
      font-size: 2.2rem;
      margin-bottom: 3rem;
    }
    
    .testi-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 2rem;
    }
    
    blockquote {
      background: white;
      padding: 2rem;
      border-radius: var(--radius);
      box-shadow: var(--shadow);
      position: relative;
    }
    
    blockquote::before {
      content: '"';
      font-size: 4rem;
      color: var(--secondary);
      position: absolute;
      top: -10px;
      left: 10px;
      opacity: 0.3;
    }
    
    cite {
      display: block;
      margin-top: 1rem;
      font-style: normal;
      font-weight: 600;
      color: var(--primary);
    }
    
    /* FAQ */
    .faq {
      padding: 5rem 0;
      background-color: #f5f7fa;
    }
    
    .faq h2 {
      text-align: center;
      font-size: 2.2rem;
      margin-bottom: 3rem;
    }
    
    details {
      background: white;
      margin-bottom: 1rem;
      border-radius: var(--radius);
      box-shadow: var(--shadow);
      overflow: hidden;
    }
    
    summary {
      padding: 1.5rem;
      font-weight: 600;
      cursor: pointer;
      position: relative;
      list-style: none;
    }
    
    summary::-webkit-details-marker {
      display: none;
    }
    
    summary::after {
      content: '+';
      position: absolute;
      right: 1.5rem;
      top: 50%;
      transform: translateY(-50%);
      font-size: 1.5rem;
      color: var(--primary);
      transition: transform 0.3s;
    }
    
    details[open] summary::after {
      content: '-';
    }
    
    details p {
      padding: 0 1.5rem 1.5rem;
    }
    
    /* Partners */
    .partners {
      padding: 3rem 0;
      text-align: center;
    }
    
    .partners h3 {
      margin-bottom: 2rem;
      color: var(--gray);
      font-weight: 500;
    }
    
    .partner-logos {
      display: flex;
      justify-content: center;
      align-items: center;
      gap: 3rem;
      flex-wrap: wrap;
    }
    
    .partner-logos img {
      max-height: 60px;
      opacity: 0.7;
      transition: opacity 0.3s;
    }
    
    .partner-logos img:hover {
      opacity: 1;
    }
    
    /* Footer */
    .site-footer {
      background-color: var(--dark);
      color: white;
      padding: 4rem 0 0;
    }
    
    .footer-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
      gap: 3rem;
      margin-bottom: 3rem;
    }
    
    .footer-logo {
      height: 50px;
      margin-bottom: 1rem;
    }
    
    .site-footer h4 {
      color: white;
      margin-bottom: 1.5rem;
      font-size: 1.2rem;
    }
    
    .site-footer a {
      color: #ddd;
      text-decoration: none;
      transition: color 0.3s;
    }
    
    .site-footer a:hover {
      color: white;
    }
    
    .copyright {
      text-align: center;
      padding: 1.5rem;
      border-top: 1px solid rgba(255, 255, 255, 0.1);
      font-size: 0.9rem;
      color: #aaa;
    }
    
    /* Modal */
    .modal {
      position: fixed;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      background-color: rgba(0, 0, 0, 0.5);
      display: flex;
      align-items: center;
      justify-content: center;
      z-index: 1000;
      opacity: 0;
      visibility: hidden;
      transition: all 0.3s;
    }
    
    .modal.active {
      opacity: 1;
      visibility: visible;
    }
    
    .modal-content {
      background: white;
      border-radius: var(--radius);
      padding: 2.5rem;
      max-width: 500px;
      width: 90%;
      box-shadow: 0 10px 25px rgba(0, 0, 0, 0.2);
      position: relative;
      transform: translateY(20px);
      transition: transform 0.3s;
    }
    
    .modal.active .modal-content {
      transform: translateY(0);
    }
    
    /* Responsive */
    @media (max-width: 992px) {
      .hero-grid {
        grid-template-columns: 1fr;
        text-align: center;
      }
      
      .hero h1 {
        font-size: 2rem;
      }
      
      .benefits {
        justify-content: center;
      }
    }
    
    @media (max-width: 768px) {
      .mobile-menu-btn {
        display: block;
      }
      
      .nav {
        position: fixed;
        top: 80px;
        left: 0;
        width: 100%;
        background: white;
        flex-direction: column;
        padding: 2rem;
        box-shadow: 0 5px 10px rgba(0, 0, 0, 0.1);
        transform: translateY(-100%);
        opacity: 0;
        visibility: hidden;
        transition: all 0.3s;
      }
      
      .nav.active {
        transform: translateY(0);
        opacity: 1;
        visibility: visible;
      }
      
      .actions {
        flex-direction: column;
      }
    }